A fixed-value point card means you know exactly how much you’re earning and exactly how much those points are worth when you redeem. Wells Fargo Visa® Credit Card Product Portal Frequently Asked Questions (FAQs) Wells Fargo Bank, N.A. It’s currently offering a sign-up bonus, but also consider cards such as the Chase Freedom Unlimited or cards with a flat 2% cash-back option such as the Citi® Double Cash Card (1% when you buy plus 1% when you pay). Earn 1x points on everything else. has filed 534 labor condition applications for H1B visa and 114 labor certifications for green card from fiscal year 2017 to 2019. Plus, you have five years to use the points you earn. A maximum benefit amount and certain restrictions and limitations apply. If the credit card for which you are applying is granted, you will notify the Bank if you have a spouse who needs to receive notification that credit has been extended to you. Intro Purchase and Balance Transfer APR:0% Intro APR for 12 months You hereby stipulate to the terms of the arbitration program described in the Agreement. We use a method called "average daily balance (including new purchases)". Related reading: Best cash back credit cards. This APR will vary with the market based on the U.S. Prime Rate. Visit wellsfargo.com/signature to learn more about purchase protections. This APR will vary with the market based on the U.S. Prime Rate. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Opens in a new window. But the Wells Fargo Visa Signature® Credit Card is unique among the issuer's portfolio of cards, in that its points take on 50% more value when you redeem for plane tickets. This benefit does not cover cell phones that are lost (i.e. The Points Guy will not sell your email. Each approved claim has a benefit limit of $600. Cell Phone Protection. See, Wells Fargo Propel American Express® card, The best credit cards for dining out, taking out and ordering in, 1.5 cents each toward the cost of airfare, The ultimate guide to credit card application restrictions, Blue Cash Preferred® Card from American Express. However, Wells Fargo has added several cards to its portfolio in recent years that are definitely worthy of consideration. You agree that we may consider you for a Visa Platinum card if you do not qualify for the Visa Signature card. Availability may be affected by your mobile carrier's coverage area. This information may have changed after that date. Opens in a new window. Shopping Shopping offers. © 1999 - 2021 Wells Fargo. You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Wells Fargo Secured Credit Card charges a foreign transaction fee of 3%. It also comes with access to hotel benefits through the Visa Signature Luxury Hotel Collection and concierge service. Because you earn points for the first six months at a 5x rate in the bonus spending categories, you’re getting at least 7.5% cash back toward airfare for spending in those categories in that time frame. You may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers if you opened a Wells Fargo Credit Card within the last 15 months from the date of this application and you received introductory APR(s), fees, and/or bonus rewards offers - even if that account is closed and has a $0 balance. You may not earn bonus rewards points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. Be sure to check the terms and conditions of the account to see if an annual fee applies. You agree that the Bank will determine the amount of credit extended, as well as which product you qualify for, based on the Bank's review criteria. These are some of the best cash back credit cards that aren’t flashy and don’t come with huge premium perks but are excellent for its earning potential and ease of use. Covers the difference in price between a qualifying purchase and a printed advertisement for the exact item for less at any retail store within 60 days of the original purchase date, if the claim is made within 10 days of the printed advertisement. Log in to Wells Fargo Online Banking at WellsFargo.com . Sign-up Bonus: In lieu of a traditional sign-up bonus, new cardholders can earn 5x points on up to $12,500 spent on gas, grocery, and drugstore purchases for the first six months. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. This is a great option for people looking for a low-maintenance rewards card. Setting up automatic payments is not required to qualify for Cellular Telephone Protection; however, you need to pay your monthly cell phone bill with your eligible Wells Fargo Consumer Credit Card to get up to $600 protection. This APR will vary with the market based on the U.S. Prime Rate. The Wells Fargo Visa Signature® Card doesn’t offer rewards that transfer to airline miles, but as you’ll see, that shouldn’t be a deal-breaker since it gives you the opportunity to earn an impressive 4.5% back in travel rewards on many of your purchases. See more credit card FAQs Wells Fargo Consumer Credit Card cardholder for damage to or theft of or involuntary and accidental parting of Your cell phone. Even better but routinely ignored, you can redeem Wells Fargo Go Far Rewards for up to 1.75 cents per point toward paid airfare. What is not covered? If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. If you have a joint Account, a notice to one of you will serve as a notice to both of you. Important Credit Terms. All goods and services are subject to availability. Cash redemption options include direct deposit into your Wells Fargo savings or checking account, statement credits applied to your qualifying Wells Fargo card, or cash redemption at Wells Fargo ATMs in $20 increments. 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