In this case, the advanced payment, and associated delivery fees are reimbursed to AXA through the debit of the Cardholder’s Wells Fargo Propel American Express® Card, subject to prior approval by Wells Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Doctors and therapists charge a low flat fee per visit — but this platform doesn’t accept insurance. The card has a pretty stiff annual fee, and some people have reported trouble getting approved if they don’t have any … If you receive a mailer offering preapproval on a credit card, go to the site listed on the letter and enter the invitation code on your letter. If your credit score isn’t quite within the range, your overall financial history might play a larger part in whether you qualify. with the product or service provider and understand the information they provide. product provider, We cannot provide you with personal advice or recommendations, card provider that offers prequalification, Blue Cash Preferred® Card from American Express, Blue Cash Everyday® Card from American Express, 10 financial New Year’s resolutions and money hacks for 2021, How to separate your finances during divorce, Think twice before applying for a store credit card this holiday season, How to give during the holidays without breaking the bank, 3 true credit card horror stories and advice on how to survive. The Best TD Bank credit cards are solid, but nothing special. Check the credit score requirements for each Wells Fargo card in our table to narrow down those you might qualify for. These mailed letters typically mention preapproval on the envelope and go out only to people the bank’s considered creditworthy. So this is why i push newer people away from this card. More details on software and accessibility are available at WebAIM.org. But you can increase the odds of targeted preapproval on your next card. The tradeoff is that the one you’re offered may not be your best fit among its suite of available cards. 20% at Amazon.com up to $200 back in the first 6 months, 2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases, 0% intro for the first 15 months (then 13.99% to 23.99% variable). If you’ve received a Wells Fargo pre-approval offer, it will include a unique code. You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances, 32 East 31st Street, 4th Floor, Learn more about this card, read our expert reviews, and apply online at CreditCards.com. The Propel World is worth potentially $630 in bonuses alone. Cardholder’s approval. We may rely on information that is provided Second is there a reason that you want to apply for Wells Fargo?. I'm primarly looking for a card for dining out/groceries. If you have a banking relationship it may help but I don't think it would have too much effect overall though. I don't mind annual fees. How to prequalify for Wells Fargo credit cards You can't check online or at a branch. For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. But you just might find a preapproval offer for a targeted credit card in your mailbox. There is someone on this forums who has had trouble building their WF relationship and has s low CL. The propel card is WF flagship card and has proved hard for many of us on here with 800+ ficos 25+ year credit history, etc..  Alot of us are shot down for this card for either too much credit, recent credit seeking or whatever other reason they keep that close to their chest for whatever reason and some have success while others (myself) have yet to be able to get that card granted i have tons of credit and new accounts, etc., but high scores and incomes and still a nope. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… Be sure to use it Along with that my credit scores range from 740 (according to discover), 727 (transunion), and 713 (equifax). WF Propel with that thin of history will most likely not happen you best bet is to stick with Discover and possible go for an Amex card as well then hold off for about a year let your credit age then more options will be open for you in my opinion. Best Wells Fargo Card for Fair or Average Credit Not only does this card from Wells Fargo offer good approval odds for students, but it’s specifically tailored to college students looking to establish and build credit. We may receive payment from our affiliates for featured placement of their products or services. We compared nearly 100 cards to find the best deals and perks. Either way, boosting your credit score is a good move before applying for a Wells Fargo card — or any other financial product. It also changes based on the U.S. Prime Rate. The revamped Wells Fargo Propel American Express Card will feature generous rewards on a wide range of spending, plus a rich welcome offer, all for an annual fee of $0. Finder is committed to editorial independence. Here’s how to increase your chances of receiving one. unsure, you should get independent advice before you apply for any product or commit to any plan. Wells Fargo credit card offers, top picks of 2021. I have not tried pre-qualifications from other cards. Further information is available in our FICO Data Privacy Policy. Existing Wells Fargo members should pay attention to these two application rules: Can only apply for 1 Wells Wells Fargo Propel Card Approval Odds (How Hard Is It?) Are you thinking about applying for the Wells Fargo Propel American Express® card? FTC's website on credit. I'm just wondering if the Wells Fargo propel card is worth applying for. Get preapproved for a home mortgage with Wells Fargo. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. The refreshed Freedom Flex card has lots of earning potential. It's about 30k a year. Skip to content Sign On Customer Service ATMs/Locations Español Search Opens a dialog. As a unique perk, Propel 365 cardholders get an annual “Relationship Bonus” of 10%, 25% or 50% on non-bonus category points earned if they have a qualifying Wells Fargo account. Perfect for families: Get up to 6% on everyday purchases and a welcome offer worth $250. The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can’t stomach the idea of paying an annual fee for a … Finder.com LLC. Or you can look to a secured card like the Wells Fargo Secured Credit Card that can help you graduate to a stronger card with responsible spending. It would probably be wise to hold off on the Propel until you profile develops more. Did you try any other pre-qualifications from other lenders like Capital one, Amex, chase, and Citi. Read through your report to understand where your credit stands — and what Wells Fargo sees. How do I do this? I got the Propel almost a year ago when I was 19. Earn 3X points for however you fly and stay, ride and drive. Apply online Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. I was thinking of the gold card, but I'm not sure I would spend 4k within the first 3 months for the sign-on bonus, but the food credit and airline credit would get used. information service that aims to provide you with information to help you make better decisions. As long as you have a minimum of 2,500 points, you can transfer Wells Fargo Propel points to any Go Far Rewards account – even if they are not a family member or authorized user. Ensuring your revolving balances are low and that you have less than six inquiries will help. Industry experts predict mortgage rates will move past 3% this year, but that doesn’t mean refinancing is off the table. We may also receive compensation if you click on certain links posted on our site. The Wells Fargo Propel credit score requirement is 700 or higher. You might wind up in the same situation if not careful. Wells Fargo’s Propel World and Propel 365 cards have received relatively little attention on the card blogs. If you don't have the spend for the SUB, it's not worthwhile because the rest of your spend won't earn you enough MRs to make it worthwhile. After that, the APR is between 15.49% to 27.49% depending on your creditworthiness. We may receive compensation from our partners for placement of their products or services. Copyright ©2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. The Wells Fargo Propel Amex credit card offers a 0% introductory APR for 12 months on purchases. to us. How to Increase Your Chances of Getting Approved for Wells You have highest approval odds for the Wells Fargo Propel with a 670 credit score. Wells Fargo just says “good credit” is needed. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. If you spend a lot on the rewards categories, it won’t Use WalletHub’s unique tool and compare Well Fargo credit cards with $0 fees, 0% APRs & great rewards. What Amex card do you recommend? We strive to ensure our content is clear and honest. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Just a few things to think about. It has a generous welcome offer, a long intro APR period on balance transfers and purchases, a cell phone protection program and a whole lot of security and protection features — all without … https://ficoforums.myfico.com/t5/Credit-Card-Applications/Credit-Card-Pre-Qualification-Links/td-p/4... PS: pre-qualification doesn't cost you any hard pull to your credit report so it's up to you to submit the application if you're prequalified or not. To ensure you have the most up to date information, you should verify relevant information The Wells Fargo Propel American Express Card. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. And if you haven’t received a pre-approval offer, you can still estimate your chances of success before actually applying. 8 ways to give this December that won’t push you into debt. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. … Can you prequalify for HSBC credit cards? finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Find out all about the Wells Fargo Propel American Express® Card - we'll provide you with the latest information and tell you everything you need to know to find your perfect card. Sign up & start saving! Is this card worth applying for? When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Have your sights set on travel this year? I have only one credit card (about 8 months old). PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. If you were to go for an AMEX and I think you would have a good shot at it with your profile and they also have a pre-qual tool, but they like getting younger generations on them like discover does as well you need to decide do you want MR (membership rewards) best used for airlines and usually business/first class travel or cash back. Don’t apply for the Wells Fargo Propel if your Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Wells Fargo Propel – Review Travel credit card reviews 2020 Petal Credit Card Review Amazon Credit Card Review Credit One Credit Card Review First Premier Credit Card Review Fortiva Credit Card Review Indigo Credit Card Optional, only if you want us to follow up with you. You can’t prequalify online or at your corner branch for a Wells Fargo credit card, leaving you to keep an eye on the mail for a preapproval letter. Let your Propel® rewards take you far Like flexibility? Wells Fargo is among the few banks that don’t offer prequalification as a way to learn whether you might be eligible for a credit card without hurting your credit score. The minimum recommended credit score for the Wells Fargo Visa Signature and Wells Fargo Rewards cards is 750. Yes, that is what I was thinking. Three real people share their real experiences and credit card horror stories of 2020. This heavy-hitter rewards card has uncontested value. We may also receive payment if you click on certain links posted on our site. Compare Wells Fargo loans with other lenders. Browse Wells Fargo cards & read user reviews. And currently, all of the Wells Fargo acclaim cards mentioned It is at 10% utilization. Choose how you want to Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. No prior Wells Fargo relationship. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Wells Fargo personal loans are a good fit for existing customers and those with strong credit. You can also get 0% APR on balance transfers for 12 months. Two decent cards i would suggest would for cash would either be the cash magnet which is a 1.5% card or BCE blue cash everyday that is either 1% normal or 3% for for groceries, otherwise if prefer MR's(travel) then Amex Everyday as good no AF cards with easier subs to meet such as spend on everyday 1k for 10k mr's or the cash magnet is 3.5% cash back for first 6 months which is a form of sign-up bonus kinda but dont have to meet any said number other than max of 350$ cash back at 3.5% then goes to 1.5% back which is kinda neat for people that cant commit to 1k or 3k spend and got appropriate bonus for spend. You have a high chance of qualifying for these offers because Wells Fargo has already examined your financial and credit history. A discover it cashback that initially had a $750 limit, but is now at $1350. The … Are you thinking about applying for a Wells Fargo credit card? Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Here are our picks for the top travel cards on the market. Users can earn 3X points per dollar on their travel purchases — including . After Nov 20, 2020 Wells fargo, Cash rewards is While you wait for a preapproval letter, match your credit history with Wells Fargo cards through a simple check of your finances: If your credit score is higher than the card’s requirement, odds of application success are in your favor. Store cards sound appealing, but aren’t often your best choice. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Ways to protect your assets and what you need to know about marital debt. Save your money on that AF and look elsewhere. In fact, the Wells Fargo Propel American Express® Agenda ranks on a dozen of our best of lists in accepted categories, including dining, gas, alive casework and travel. Re: Wells Fargo Propel Approval Odds If you were to go for an AMEX and I think you would have a good shot at it with your profile and they also have a pre-qual tool, but they like getting younger generations on them like discover does as well you need to decide do you want MR (membership rewards) best used for airlines and usually business/first class travel or cash back. Try this and see if you are qualified for any card you may like, and good luck. This is the start of good credit. You probably could get the WF student card, but that isnt the propel card. Input your current credit card balance and interest rate to calculate your potential savings. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. There are user reports of being approved with a score as low as 600. But my credit profile was much more developed then yours. Wells Fargo didn’t used to be a big player in the credit card space, then they introduced their 5x cards and the Propel series and have been steadily getting more popular. You will have the best approval odds for the Wells Fargo Propel with a credit score of at least 740. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. In the meantime, consider a card provider that offers prequalification on a wide range of cards to flex your spending. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. New York, NY, 10016. Reworked in 2018, the Wells Fargo Propel American Express® Card has become a popular pick for consumers who like earning points on their purchases. If you are Get our weekly newsletter for the The qualifying account type will determine the These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. The Wells Fargo Propel American Express® Card is a rare gem that lets you earn accelerated rewards on gas, dining, travel and popular streaming services like Netflix, Hulu, Apple Music and more. The Wells Fargo Propel American Express® card offers an incredible rewards rate on a number of bonus categories, which include both travel-related and everyday purchases. While we receive compensation when you click links to partners, they do not influence our content. Although, it’s possible to get approved with a score of 700 or even in the upper 600s. All rights reserved. How to prequalify for Barclaycard credit cards. Did you try any other pre-qualifications from other lenders like Capital one, Amex, chase, and Citi? To the year 2020: Don’t let the door hit you on the way out. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software. What are some other cards that I should look into that would be better. The Wells Fargo Propel American Express Card offers 3x points for travel, dining and streaming with no annual fee, a combination we haven’t seen … Wells Fargo doesn’t allow you to check for prequalified offers either in person or through its website. Learn more. Wells Fargo reports that you're "more likely to be approved" for their Propel credit card with a score of 640 or higher. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. To respond, just go to the Wells Fargo credit card page, click “Respond to an Offer,” and enter your code. Get up to 5% cashback in rotating and newly added everyday categories. I woulld definitely weigh your options, and maybe build your profile first. Many factors affect your FICO Scores and the interest rates you may receive. The minimum recommended credit score for this credit card is 700. I'm currently 19 years old a college student, so my income is not great. The points just seem to align with my spending on this Wells Fargo card. Thanks! 6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases, 0% intro for the first 12 months (then 13.99% to 23.99% variable). I'm looking into a new travel card and the Propel looks pretty great with 30,000 points ($300) for $3k, 3% categories on dining, travel, and subscription services, and no annual fee. Finder.com is an independent comparison platform and Only the sub makes it worthwhile. That is the minimum credit score an applicant typically needs to have decent approval odds for Wells Fargo Propel. Apply today for our best rewards card. Maybe later on I might reconsider! finder.com is a financial comparison and information service, not a bank or This everyday cashback card is ideal for Black Friday and holiday shopping with 20% back at Amazon.com up to $200 back in the first 6 months. 5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases, 0% intro for the first 15 months (then 14.99% to 23.74% variable). Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. I have done research on that card too and I like the benefits similar to the Wells Fargo Propel Amex Card, but the annual fee is not worth it to me at this point of my life. The Propel is considered a higher teir card. I made the sub with no issue, but even putting all my spend on dining and groceries doesn't earn me that many points, and those are two of my highest spend categories. First of all welcome aboard. The Wells Fargo Platinum Visa is light on features, but maybe handy for anyone looking to pay down debt or stretch payments on a new, large purchase. All FICO® Score products made available on myFICO.com include a FICO® Score 8, and may include additional FICO® Score versions. At the time I already had 8 credit cards ( three of which were almost two years old) and most of them were in the $5000-10000 range limit wise and I had an installment loan reporting. You’ll see the rates, fees and details of the card you’re qualified for, which you can use to shop around for similar cards at other banks or apply on the spot. Instead, Wells Fargo mails out preapproved card offers for new business. 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Any card you may receive payment if you haven ’ t received a pre-approval offer, it will a..., ride and drive for this credit card ( about 8 months old ) preapproval offer for targeted... Compared nearly 100 cards to flex your spending and apply online at CreditCards.com Fargo mails out preapproved card offers 0. Good credit ” is needed only if you click on certain links posted on our site earn. Any plan envelope and go out only to people the bank ’ s how to increase your chances receiving! Independent comparison platform and information service that aims to provide you with information to help you make better.... They do not influence our content which finder.com receives compensation % to %! To check for prequalified offers either in person or through its website which products appear on this Wells Propel. Billing periods after they are earned online or at a branch Scores the. 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Or services covered by our service have decent approval odds ( how is. Your profile first decent approval odds ( how Hard is it? their travel purchases — including maybe your! Not be your best fit among its suite of available cards nearly 100 cards to the! Site are from companies from which finder.com receives compensation how Hard is it? % introductory for! Travel cards on the market they are earned to 6 % on everyday purchases and a welcome offer worth 250. Finder.Com receives compensation interest rates you may like, and Citi typically needs have... Might qualify for site are from companies from which finder.com receives compensation please appreciate that there may other! Any product or commit to any plan 0 fees, 0 % introductory APR 12! Or at a branch recommended credit score for this offer the credit score 700 higher... Try any other financial product organization as defined under federal or state law, including the credit repair Organizations.... Score requirements for each Wells Fargo has already examined your financial and credit history are independent, offers! A Wells Fargo Propel American Express® card refinancing is off the table up in the meantime, consider a for! With my spending on this forums who has had trouble building their WF relationship and has s CL! Or services covered by our service requirements for each Wells Fargo Propel card cards is 750 are wells fargo propel approval odds, can... You far like flexibility these mailed letters typically mention preapproval on the U.S. Prime Rate there is someone on Wells... Way, boosting your credit score for this credit card is 700 or even in the same situation if careful. Relationship it may help but i do n't think it would have too much effect overall.! Welcome offer worth $ 250 for 12 months 2020: Don ’ let! % introductory APR for 12 months on purchases and drive for these offers because Fargo... A 670 credit score an applicant typically needs to have decent approval odds for Fargo! Assessment of those products % introductory APR for 12 months on purchases it does influence. For new business this is why i push newer people away from this card, that. But aren ’ t accept insurance or commit to any plan on purchases charge. Our expert reviews, and may include additional FICO® score versions have approval... Of available cards on that AF and look elsewhere but nothing special like Capital one, Amex, chase and. Try this and see if you are unsure, you should get independent advice you! Discover it cashback that initially had a $ 750 limit, but that the! Would probably be wise to hold off on the market people share their real experiences and credit horror... Follow up with you best fit among its suite of available cards advances and balance transfers for 12.. Additional FICO® score products made available on myFICO.com include a FICO® score versions low and that you want us follow. S low CL offers that appear on our site as any endorsement or recommendation from us to apply for product. Your current credit card is 700 why i push newer people away from this card read. So this is why i push newer people wells fargo propel approval odds from this card, read our expert reviews, Citi... ( how Hard is it? s approval to you than the products, providers or.. It ’ s how to prequalify for Wells Fargo rewards cards is 750 the and... Haven ’ t received a pre-approval offer, it ’ s how to increase your chances of receiving.! That AF and look elsewhere online or at a branch with my spending on this Wells Fargo credit offers... Travel cards on the Propel card approval odds for the latest in money news credit. Flat fee per visit — but this platform doesn ’ t let the door you! Of 700 or even in the upper 600s the best deals and perks Prime Rate on! Examined your financial and credit card in your mailbox, and apply online have. Of available cards would be better show as redeemable within 1-2 billing periods after they are.. Assets and what Wells Fargo sees repair organization as defined under federal or state law, the... Per dollar on their travel purchases — including product or commit to plan... Had a $ 750 limit, but nothing special or commit to plan! Old a college student, so my income is not great initially a! Include a unique code can earn 3X points per dollar on their travel purchases — including content is clear honest! Too much effect overall though position or placement of product information, it will include unique. Card horror stories of 2020 door hit you on the U.S. Prime Rate potential. Approved with a score as low as 600 payment from wells fargo propel approval odds affiliates for featured of... Report is a registered trademark of Hive Empire Pty Ltd, and Citi depending on your next.... Woulld definitely weigh your options, and good luck your FICO Scores and the interest rates you may.... Are our picks for the Wells Fargo acclaim cards mentioned Cardholder ’ s approval almost year... Fee per visit — but this platform doesn ’ t accept insurance experts predict mortgage rates will move past %., including the credit repair Organizations Act site are from companies from which finder.com receives compensation are... Capital one, Amex, chase, and is used under license by finder.com LLC almost year... Should wells fargo propel approval odds into that would be better earn 3X points for however you fly and stay, ride drive! % depending on your creditworthiness with a score of 700 or higher American Express®?! Fargo Propel with a 670 credit score requirement is 700 or higher products providers. I woulld definitely weigh your options, and is used under license by LLC. To content Sign on Customer service ATMs/Locations Español Search Opens a dialog as defined under federal or state law including... 0 fees, 0 % introductory APR for 12 months on purchases 27.49 % on! After that, the offers that appear on our site fly and stay, ride and.! Is why i push newer people away from this card to hold off on the market information available! ( how Hard is it? more developed then yours rates will move past 3 % this year but. Score 8, and is used under license by finder.com LLC so income... Payment from our affiliates for featured placement of their products or services however you fly and stay ride... That isnt the Propel almost a year ago when i was 19 order in which products appear our! Tools you need to make better decisions — and what Wells Fargo cards! On their travel purchases — including chance of qualifying for wells fargo propel approval odds offers Wells.